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How Drones Are Blowing The Roof Off Insurance Fraud?

Being one of the largest industries, the Insurance industry is doing £4.224 trillion worldwide. However, like all other major industries, the insurance industry also got badly affected and contracted up to 2.3% in the year 2020.

Our today’s topic is related to drones and insurance and you might be thinking about whether or not drones and insurance can go together. Very few people actually know that there is a deep relation between these two things, as they both are major industries. The drone and roof inspection industry has also become essential in various fields of photography for diverse purposes.

Research conducted by FAA has revealed that 17% of the commercial drone applications were observed for the use of unmanned aerial vehicles (UAVs) in the insurance industry alone in the US in the year 2018.

This type of statistics clearly tells us that the use and application of drones in the insurance industry are increasing day by day and never seems to come to an end. Along with this factor, drones also have diversified uses beyond their functional attributes.

In the above lines, we have studied the role of drones in unmanned aerial vehicles. You might be wondering how these UAVs are helpful. To clear this confusion, let’s make it clear that UAVs are playing a vital role in the improvement of overall safety and protection, crime and loss, and also helped to achieve all these goals at lower costs. Similarly, drone and roof inspection is another industry that is getting immense popularity.

Drones used for inspecting Roofs for Insurance Claims

Drones used for inspecting Roofs for Insurance Claims

What Are Some Drone Use Cases In The Insurance Industry?

You may have not thought from this perspective, but the fact is the drone industry is greatly benefiting from the incredibly wonderful uses of drones.

One of the major uses of drones in the insurance industry is roof inspections. When it comes to procedural maintenance and other structure’s upkeep, drones are well equipped for this purpose. Roofs are indeed the costly parts and insurance companies can only be ready to handle the problems after the damage is clear and easily visible through drones.

The high costs of roof maintenance have impacted the budgets of the insurance companies as well. It is due to this reason, many companies avoid promising the damages of the roof if it is older than 20 years. The structure of the roofs gets worse if the first line of defense damages, so the roofs are very easily susceptible to heavy as well as minor damages.

Whenever the roof damages and the owner of the roof files the claim. After receiving the claim, the insurance industries often are the roof inspectors who physically climb up the roofs and look for the damages. Drone and roof inspection go hand in hand.

But nowadays, insurance companies are focusing on the safety of the insurance inspectors and are oriented towards the use of drones. One such example is the Allstate company that has been using UAVs since 2016 for roof inspection purposes.

The best part about the use of drones is that they are helpful for the insurance companies and prevent them from any kind of fraudulent claims.

Insurance Claim - Broken Window

Insurance Claim – Broken Window

Example Of The Fraudulent Claim

Let’s have a look at an example of a fraudulent claim.

The housekeeper may apply for insurance for the leaking roof even if it has started leaking even before the storm can be damaged.

With the help of the drones, the insurers can understand whether the leakage of the roof is due to the storms or not.

If the storm has hit the roof and caused damage, the drones can identify it and immediately start monitoring recovery operations. It can also be more effectively done using UAVs. This all process is very helpful for the insurance companies and helps them in getting a better understanding of how they should deal with the roof damages, understand their causes and proceed for the recovery and maintenance.

Secondary Benefits Of Drones

Drones are much more than merely flying cameras. They not only gather authentic, real, and sensitive information but also provide far more benefits when it comes to dealing with crimes.

In the past, the insurance inspectors were used to facing a lot of issues because of deadly heights, natural disasters, and damaged roofs. It was surely a big problem that put their lives in danger.

The use of drones for the roof inspection for the damage inspection reduces all these dangers to the lowest possible extent. Insurance companies use the UAVs and use the drones in them for the detailed inspections and proceed with the clearer and authentic drone and roof inspection.

The biggest reason why insurance companies are actively opting for drones for roof cleaning purposes is that they give far better results than the human eye can. Moreover, you can also proceed with various technology options such as RGB camera, thermal imaging, and other options for payloads. It not only saves time, human energy, and effort but also assists in the collection of data. Now the insurance companies can save money by hiring fewer insurance inspectors and do not need to worry about the safety and protection of the roof inspectors.

According to the careful estimate, the use of drones in UAVs has reduced the crime rate by 20% and insurance companies have also observed less theft.

The role of UAV with drones is emerging as the flying security force and now the insurance companies can enjoy a safe environment where they have fewer claims about the paid out.

Cost to use Drones to inspect Church Roofs

Final Verdict

The benefits of drones for the insurance industry are not a secret. Roof inspections are just one of the utilization of drones. Drones can also be used for monitoring insured goods’ locations and other sophisticated systems.

There is ample proof of the effectiveness of drones in criminal activities.

The above discussion has clearly revealed that drones will remain a part of large industries such as insurance industries for the years to come.

Rotorgraph Ltd – Brise Soleil Video Inspection – Drone

Areas Covered


Addingham,   Baildon,   Bingley,   Burley-in-Wharfedale,   Cottingley, Crossflatts, Cross Roads, Cullingworth, Denholme, East and West Morton, Eccleshill, Eldwick, Esholt, Great Horton, Gilstead, Harden, Haworth, Ilkley, Keighley, Menston, Oakworth, Oxenhope, Queensbury, Riddlesden, Saltaire, Sandy Lane, Shipley, Silsden, Stanbury, Steeton, Thornbury, Thornton, Tong, Undercliffe, Wibsey, Wilsden.


Bailiff Bridge, Boothtown, Brighouse, Copley, Cragg Vale, Elland, Greetland, Hebden Bridge, Heptonstall, Hipperholme, Holywell Green, Luddendenfoot, Mytholmroyd, Norwood Green, Rastrick, Ripponden, Shelf, Shibden, Sowerby Bridge, Todmorden


Almondbury, Batley, Birkby, Birkenshaw, Birstall, Cleckheaton, Dalton, Denby Dale, Dewsbury, Emley, Golcar, Gomersal, Hartshead, Hartshead Moor, Heckmondwike, Holmfirth, Honley, Kirkburton, Kirkheaton, Linthwaite, Liversedge, Marsden, Meltham, Mirfield, New Mill, Norristhorpe, Roberttown, Scammonden, Shelley, Shepley, Skelmanthorpe, Slaithwaite, Thornhill


Allerton Bywater, Beeston, Boston Spa, Collingham, Garforth, Guiseley, Harewood, Harehills, Headingley, Holbeck, Horsforth, Hyde Park, Gipton, Kippax, Kirkstall, Ledsham, Ledston, Methley, Middleton, Morley, New Farnley, Otley, Oulton, Pool-in-Wharfedale, Pudsey, Rothwell, Rawdon, Scarcroft, Scholes, Stourton, Swillington, Walton (Leeds), Wetherby, Yeadon, Woodhouse


Ackworth, Alverthorpe, Castleford, Crigglestone, Crofton, Durkar, Fairburn Ings, Featherstone, Ferrybridge, Fitzwilliam, Hemsworth, Horbury, Knottingley, Newmillerdam, Normanton, Nostell, Ossett, Outwood, Pontefract, Ryhill, Sandal, Sharlston, Stanley, Walton (Wakefield), West Bretton